Product Manager - Money Reconciliation

Lead the development of PayJoy’s internal financial products to support global expansion: including Cash Reconciliation, Merchant Settlement Processing, Bank Transaction Matching, and Loan Reconciliation

Build and maintain a roadmap for PayJoy’s Financial Infrastructure, continuously prioritizing improvements that reduce manual intervention and increase automation across all markets

Own the product vision for reaching and sustaining automated identification of cash flows across all operating countries

Act as the primary product liaison between Engineering, Operations, Finance, Accounting, and local country teams — ensuring all parties are aligned on priorities, timelines, and trade-offs

Run structured prioritization sessions with stakeholders, balancing urgent operational requests against longer-term automation investments

Identify patterns in recurring manual work requests and drive root-cause fixes rather than one-off patches, translating PayJoy’s operational pain points into well-scoped engineering solutions and long-term product improvements

Communicate product decisions, scope changes, and release timelines clearly and proactively to non-technical stakeholders

Manage product launches working closely with engineers, FinOps, and technical staff — creating plans and tracking release milestones against clear acceptance criteria

Assess the quality of releases through monitoring of incoming issues; identify quality trends and drive resolutions before they surface within teams

Drive measurable reduction in manual reconciliation tasks handled by the FinOps team, tracking automation rate as a core product metric

Prioritize features that catch upstream failures proactively — data freshness monitoring, mapping completeness alerts, and incident escalation paths

Bachelor’s degree in Business, Finance, or a related field. MBA or equivalent advanced degree is a plus.

5+ years of experience as a software Product Manager.

3+ years of experience launching or implementing internal Financial software (reconciliation, settlement, accounting, or treasury systems).

Fluent with data: facility with writing SQL and reviewing data models and pipeline outputs.

Strong analytical, problem-solving, and decision-making skills.

Track record of leading cross-functional teams.

Excellent communication and interpersonal abilities, with a knack for collaborating with diverse teams including non-technical finance and operations staff.

Fluent in English and Spanish, both written and spoken.